          |
|
|
Rev 06/2010
| FACTS |
WHAT DOES PACIFIC WEST BANK DO
WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and overdraft history
- wire transfer instructions
- employment information
When you are no longer our customer, we continue to share your information as described in
this notice.
|
| How? |
All financial companies need to share customers personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers personal information; the reasons Pacific West Bank chooses to share; and
whether you can limit this sharing.
|
| Reasons we can share your personal information |
Does Pacific West Bank share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain
your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies
|
Yes |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences
|
No |
We Don't Share |
For our affiliates' everyday business purposes -
information about your creditworthiness
|
No |
We Don't Share |
| For our nonaffiliates to market you
|
No |
We Don't Share |
| What we do |
| How does Pacific West Bank
protect my personal information?
|
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal
law. These measures include computer safeguards and secured
files and buildings.
Employees are trained on the Banks privacy policy and procedures to
maintain confidentiality of personal information.
|
| How does Pacific West Bank collect personal information? |
We collect your personal information, for example when you
- open an account or make deposits or withdrawals from your
account
- pay your bills or apply for a loan
- use your debit card or pay us by check
We also collect your personal information from others, such as credit
bureaus or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates everyday business purposes-information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
- Pacific West Bank has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
- Pacific West Bank does not share with nonaffiliates so they can
market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Our joint marketing partner includes a credit card company.
|
|
|
