Personal Banking

Banking on Relationships.  That sums up our uncommon approach in three simple words.  Relationship banking is all about you.  It’s about us getting to know you, understanding what you find important and what you need to be successful, and partnering with you to get there.  It’s about helping you meet your financial needs by offering best-in-class products, supporting those products with exceptional customer service, and earning the role of trusted advisor.

Personal Deposit Accounts

To meet your needs, we offer a full suite of banking products with features and flexibility with you in mind.  We offer mobile banking right from your phone through our Mobiliti product, which allows you to check balances, pay bills, transfer funds, send person-to-person transfers, and even deposit checks right from your phone.

Our online banking program gives you access to your accounts 24/7 from the convenience of your PC, and our participation in the MoneyPass® ATM network allows you to get cash from thousands of ATMs throughout the U.S.

Community Relationship™ Accounts at Pacific West Bank. Banking on relationships™.

Checking and Money Market Accounts

ProductCommunity Choice Personal CheckingCommunity Plus Interest CheckingCommunity Growth Money Market
This account is for you if… You want a basic checking account and don't want to worry about monthly service charges You keep a higher account balance and would like to earn interest You have low levels of transactions , but would like to be able to write checks and earn more interest
Interest Bearing No Yes, Tiered Yes, Tiered 
Monthly Service Charge None

No mothly service charge with $1,500 minimum daily balance or $5,000 average daily balance.

Otherwise, $9.95

No mothly service charge with $1,000 minimum daily balance.

Otherwise, $9.95

Transaction Restrictions None None Maximum 6 transactions per month

All of our personal deposit accounts include:

Community Growth Savings and Certificates of Deposit

If you have money that you want to set aside for a rainy day or for future purchases, pair your checking or money market account with a Community Growth Savings Account or Certificate of Deposit for greater earnings.  Savings accounts offer greater flexibility, while Certificates of Deposit offer competitive rates over a wide range of timeframes.

  1. Non-MoneyPass® ATMs may impose an ATM surcharge.
  2. Visa Debit Card: Transactional, inactivity, or lost/stolen card fees may apply.
  3. ODP transfers in $100 increments; sufficient money market or savings balance must be maintained to cover checks or NSF charges my apply. Call for details.
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